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Department of Economics


BSc (SHNU); MSc (LU); MPhil (LU); PhD (NUS)
  • Assistant Professor 
  • Department of Economics, Lingnan University

Dr. Wang Yonglin joined Lingnan University as Assistant Professor in September 2020. She received her PhD in Real Estate from the National University of Singapore. Her research interests include real estate economics, household finance, financial institutions, and fintech lending.


  1. WANG Yonglin Laura, with Yongheng Deng, Congyan Han, and Teng Li, “Cooling Measures in Hong Kong and its Residential Property Markets”, Real Estate Economics, 2024, p.1-42.
  2. WANG, Yonglin Laura, with Agarwal Sumit, Yongheng Deng, Jia He and Qi Zhang, "Lenders’ Pricing Strategy: Do Neighborhood Risks Matter?”,Real Estate Economics, 51, 1011–1047., 2023.
  3. WANG Yonglin Laura, with Lok Sang Ho, “The Hong Kong Housing Market”, Book chapter (under review). Oxford Research Encyclopedia of Economics and Finance, Oxford University Press, 2023
  4. WANG, Yonglin, Laura, with Agarwal Sumit, Ang Swee Hoon and Deng Yongheng, "Mortgage Brokers and the Effectiveness of Regulatory Oversights", Management Science, 2021, 67(8), pp. 5278-5300.
  5. WANG, Yonglin, Laura, with Sing Tien Foo and Zhao Daxuan, "Impact of Foreclosure Laws on Mortgage Loan Amount and Loan Performance", Journal of Real Estate Finance and Economics, 2019, 58(2), p.159-200.
Working Papers 
  1. WANG Yonglin Laura, with Junru Guo, Jia He and Sibo Liu, “CEO Relative Age and corporate Risk-Taking”, Accepted for the AFA2024 Annual Meeting, 2022, R&R at Journal of Banking and Finance. Available at SSRN: or
  2. WANG Yonglin Laura, with Sumit Agarwal, Junru Guo and Jia He “Covid-19 Pandemic:
    or an opportunity for offline companies?”, 2022, Working paper.
  3. WANG Yonglin Laura, with Sumit Agarwal, Swee Hoon Ang, and Jian Zhang, “Cash-back Rewards, Spending, and Debt Accumulation.”2023, Working Paper. Available at SSRN: or
  4. WANG, Yonglin Laura, with Sumit Agarwal and Jian Zhang, “The Digital Revolution: Bridging the Information Gap in the Consumer Credit Market.”, 2023, Working Paper, Available at SSRN: or
Research Grants (as the PI) 
  1. Direct Fund (DR20B8) • Lingnan University • 2020-2022 • HK$79,995
    “Disruptive Innovation, Gender Difference and Real Estate Agency”
  2. Direct Fund (DR23A1) • Lingnan University •2022-2024 •HK$98,276
    “Consumption and Debt Response to Income Shocks: Evidence from Long-term Debt Run-offs.”
  3. Direct Fund (DR24D1) • Lingnan University •2023-2025. HK$ 100,000, “Does the framing of loan run-offs matter? How consumers react when paying off mortgages versus vehicle loans”
  4. Faculty Research Grant (102169) • Lingnan University • 2019-2020 • HK$50,000, “The Impact of the Vacancy Tax on the Housing Market in Hong Kong” 
  5. General Research Fund (GRF) - "How Unaffordable is Hong Kong's Housing Market?", AY2020- AY2022.  
  6. Public Policy Research Funding Scheme (2020.A3.025.20C) • 2020-2021 • HK$485,070 Policy Innovation and Co-ordination Office of the Government of the HKSAR,  “Cooling Measures in Hong Kong and its Residential Property Market”
  7. Research Seed Fund (102381) • Lingnan University 2020 • HK$50,000


1. CLA 9005 Economic of Culture and Creativity
2. IBF 604 Financial Econometrics I


地址︰ 香港嶺南大學黃玉蘭樓2樓220室
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