Professor WANG Yonglin Laura

Recent Publications:

1. WANG Yonglin Laura, with Sumit Agarwal, Swee Hoon Ang, and Jian Zhang, 2026, “Cash-Back Rewards: Effects on Spending and Debt Accumulation”, Journal of Banking & Finance, 184, 107616.
2. WANG Yonglin Laura, with Junru Guo, Jia He and Sibo Liu, 2025, “CEO Relative Age at School Entry and Corporate Risk-taking”,  Journal of Banking & Finance, 176, 107457.
3. WANG Yonglin Laura, with Yongheng Deng, Conyan Han, and Teng Li, “The Effectiveness and Consequences of the Government's Interventions for Hong Kong's Residential Housing Markets”, Real Estate Economics, March 2024, 52, p.324-365.
4. WANG Yonglin Laura, with Ho Lok Sang, “The Hong Kong Housing Market”, Oxford Research Encyclopedia of Economics and Finance, Oxford University Press, 17 Apr 2024. https://doi.org/10.1093/acrefore/9780190625979.013.915.
5. WANG, Yonglin Laura, with Sumit Agarwal, Yongheng Deng, Jia He and Qi Zhang, "Lenders’ Pricing Strategy: Do Neighborhood Risks Matter?”, Real Estate Economics, 2023, 51,1011–1047. https://doi.org/10.1111/1540-6229.12421.
6. WANG, Yonglin Laura, with Sumit Agarwal, Swee Hoon Ang and Yongheng Deng, "Mortgage Brokers and the Effectiveness of Regulatory Oversights", Management Science, 2021, 67(8), pp.5278-5300.
7. WANG, Yonglin Laura, with Sing Tien Foo and Zhao Daxuan, "Impact of Foreclosure Laws on Mortgage Loan Amount and Loan Performance", Journal of Real Estate Finance and Economics, 2019, 58(2), p.159-200.

Working Papers:

1. WANG, Yonglin Laura, with Sumit Agarwal and Jian Zhang, “The Digital Revolution: Bridging the Information Gap in the Consumer Credit Market”, 2024, Working Paper, Available at SSRN: https://www.ssrn.com/abstract=4701961 or https://dx.doi.org/10.2139/ssrn.4701961.

Research Grants (as the PI):

1. WANG Yonglin, Laura, "Beyond Wellness: How Improved Commuting Reshapes Consumer Behavior and Family Life", General Research Fund (GRF No. 13502124) , HK$470,862, RGC 2024-2026.
2. WANG Yonglin, Laura, “Does the Framing of Loan Run-Offs Matter? How Consumers React When Paying Off Mortgages Versus Vehicle Loans?” Direct Fund (DR24D1), HK$100,000, 1 Jan 2024-31 Dec 2025.
3. WANG Yonglin, Laura, “Consumption and Debt Response to Income Shocks: Evidencefrom Long-term Debt Run-offs”, Direct grant (DR23A1), HK$98,276, 1 Dec 2022- 31 Jul 2024.
4. WANG Yonglin, Laura, "How Unaffordable is Hong Kong's Housing Market?", GRF Grant (13605120) , HK$580,877, RGC 2020-2023.
5. WANG Yonglin, Laura, “Disruptive Innovation, Gender Difference and Real Estate Agency”, Direct Fund (DR20B8), HK$79,995, 2020-2022.
6. WANG Yonglin, Laura, “Cooling Measures in Hong Kong and its Residential Property Market,” Public Policy Research Funding Scheme (2020.A3.025.20C), HK$485,070, 2020-2021, Policy Innovation and Co-ordination Office of the Government of the HKSAR.
7. WANG Yonglin, Laura, “The Impact of the Vacancy Tax on the Housing Market in Hong Kong” , Faculty Research Grant (102169), HK$50,000, Lingnan University , 2019-2020.
8. WANG Yonglin, Laura, Research Seed Fund (102381), HK$50,000, Lingnan University, 2020.

1. CLA9005 Economic of Culture and Creativity
2. IDE515 Research Methods
3. IBF604 Financial Econometrics