跨文化交流
Financial Matters
Banking Service
The majority of banks in Hong Kong are open Monday to Friday and on Saturday morning, except for Sunday and public holidays.
Banks in Tuen Mun Town Centre
| Bank | Address |
| Hang Seng Bank |
Tuen Mun Town Plaza Branch Shop 28, Upper G/F, Tuen Mun Town Plaza, Phase II, Tuen Mun, New Territories |
| Hong Kong Shanghai Banking Corporation (HSBC) |
Tuen Mun Town Plaza Branch Shop 1, UG/F, Shopping Arcade Phase II, Tuen Mun Town Plaza, Tuen Mun, New Territories |
| Standard Chartered |
Tuen Mun Town Plaza Branch Shop G047, G/F, Tuen Mun Town Plaza Phase I, Tuen Mun , New Territories |
| DBS |
DBS Treasures at Tuen Mun Town Plaza |
| Bank of China |
Tuen Mun Town Plaza Branch Shop 2, Tuen Mun Town Plaza phase II, Tuen Mun, New Territories |
| The Bank of East Asia |
Tuen Mun Town Plaza Branch Shop 2-3, UG/F, Tuen Mun Town Plaza Phase II, 3 Tuen Lung Street, Tuen Mun, New Territories |
| Nanyang Commercial Bank (NCB) |
Tuen Mun Branch Shop J-L,G/F, Forward Mansion, 26A Yan Ching Circuit, Tuen Mun, New Territories |
| CMB Wing Lung Bank |
Tuen Mun Branch |
Opening Bank Account
Non-local students are suggested to have their local bank accounts while they are staying in Hong Kong. This can be arranged at any local banks. To open an account, students will need to book an appointment with the bank, complete and submit an application form to the bank together with the following supporting documents:
| 1) Passport / Chinese Travel Permit and China Identity Card (中華人民共和國往來港澳通行證及中國身份證) |
| 2) Hong Kong ID Card |
| 3) Letter of Admission |
| 4) Lingnan University Student ID Card |
| 5) Proof of address in Hong Kong (Please contact the Office of Student Affairs to get the hostel address after your arrival) |
| 6) Proof of permanent address in home country within the past three months (e.g. letter of admission with home address, bank statement in English/ Chinese or utilities bills in English/ Chinese issued in the last three months or latest driving license (with photo and address) in English/ Chinese) |
Automated Teller Machine (ATM)
Automated Teller Machine (ATMs) providing 24-hour cash withdrawal services can be easily found in Hong Kong such as MTR stations and large shopping malls. The nearest ATMs are available at the Fu Tai Shopping Centre which provides cash withdrawal service for ATM cards that are part of the following networks: PLUS, UnionPay, Cirrus, VISA, JETCO, MasterCard. Students can use their home bank ATM card to withdrawal local currency in Hong Kong dolloars. However, the home bank may charge a transaction fee for using of ATM card overseas.
There is no cash withdrawal fee when using local bank ATM cards. Students my transfer money from their home country, or make an ATM withdrawal from their home bank and deposit the money into their local bank account.
Credit Cards
Students may apply for a local credit card at any local banks in Hong Kong. Most shops and restaurants in Hong Kong will accept VISA and MasterCard; some will accept UnionPay Card. The shops will usually indicate the types of cards they accept at the entrance.
Friendly reminder: Cash advance charges may be charged if students use their credit card to withdraw cash from the ATM.
Living Expenses
First Month
It is recommended that students can prepare HK$4,500 - $5,000 for their first month expenses.
Estimated Monthly Expenses
The cost of living will vary among individuals. The following tables is listed for general reference only:
| Item | Approx. expenses per month (HKD) |
| Meals (on campus) | HK$3,000 - $3,500 |
| Entertainment | HK$300 - $600 |
| Transportation (local) | HK$200 - $500 |
| Miscellaneous | HK$300 - $500 |
| Total | HK$3,800 - $5,100 |